Straight to content

Who we are

Founded in 2000, Cardano Group is a privately-owned, purpose-built risk and investment specialist.

We are widely recognised as a market leader in the provision of specialised services to private-sector and collective pension schemes in the United Kingdom and the Netherlands. Our c. 500 professionals strive to deliver better and more secure financial outcomes.

Cardano in the Netherlands

Since 2000, Cardano has provided specialist risk management services to some of the largest institutional funds in the Netherlands.

NOW: Pensions

NOW: Pensions is a leading UK multi-employer master trust. Started in 2012, NOW: Pensions serve tens of thousands of employers and 1.8 million members from a wide range of sectors. Part of the Cardano Group, its mission is to help all members save for a better, more financially secure future.


ACTIAM is a leading Dutch asset management company, with more than £18.5bn in assets under management and nearly 30 years of experience in sustainable investing.  ACTIAM work on behalf of a wide range of investors including insurance companies, pension funds, banks and distribution partners. Together as Cardano Group we aim to offer best-in-class sustainable equity and fixed income portfolios in both the active and passive space, as well as sustainable stewardship, in house.

Cardano Development

Cardano Development is a not-for-profit, independent foundation set up and supported by the Cardano Group. The foundation focuses on creating and developing new, but above all, practical and scalable, solutions to mitigate extreme risks for end users in developing and frontier countries, such as currency risk, catastrophic risk or commodity price risks.

Here at Cardano we strive to deliver better pension solutions that benefit everyone. We look at the bigger picture and really listen to our clients to bring a fresh approach to risk, resilience, sustainability, covenant and growth.

Michael de Lathauwer, Group CEO of Cardano

Our Values

We believe that we all can make a meaningful difference to our clients and their members.

We are ambitious and ensure everybody has equal opportunities to make an impact both in the work we do here at Cardano and in society. It’s our commitment to care, develop and empower.

Our leadership takes a very hands-on approach to helping each one of us to realise our full potential.


We think and communicate clearly. We listen and seek open debate.


We are collaborative team players. We act with integrity and respect and care personally. We encourage open debate across all teams.


We take ownership and are personally accountable. We think about why we are doing something and promote ways to do it better.


We strive to improve continuously and learn from our mistakes. We are relentless in our drive for excellence.