Cardano - UK

Introducing Cardano's refreshed brand

Featured website content

  • introduction

    We are Cardano

    We are Cardano: purpose-built risk and investment specialists, and financial pioneers. We help pension schemes design and implement journeys towards their long-term funding objectives – with emphasis on stability in an uncertain world.

    Learn more about us
  • Our focused approach

    How we are different

    We provide fiduciary management and investment advisory services to pension schemes. Our focused approach frees us from the conflicts of interest and organisational complexities that encumber some of our peers.

Our approach to Sustainability

We follow a Sustainable Investing approach seeking to achieve positive real-world impact without sacrificing financial reward at the portfolio level.

Discover more about our approach

This website contains marketing material about our fiduciary management service. This website does not represent impartial advice on this service. In certain cases, you are required to conduct a competitive tender process prior to appointing a fiduciary manager. Guidance on running a tender process is available from the Pensions Regulator.

Have you set the right course?

Pension Journeys

You don’t often start the car not knowing where you’re going. Yet pension schemes are often managed without a clearly expressed end-game target or a plan of how to reach it. As part of our House of IRM Series with Cardano Advisory, we identify tools, resources and ideas to help you successfully navigate key phases of your scheme’s journey.

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Pension Journeys
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    What can trustees do if they're feeling a cash squeeze?

    We’ve all heard the expression cash is king. And there’s some truth to that, particularly in a crisis. Most pension schemes hold a small amount of cash in the trustee bank account. The amount they hold is typically sized to cover near-term pension payments plus a buffer to cover some ad-hoc or unforeseen expenses. When […]

    Category: Navigating Uncertainty videos
    Publication date: 06.04.20
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    How coronavirus is shaping our views on financial markets

    We know the recession is going to be severe, we are not yet clear how quickly that recession will last. But what that has meant for financial markets is a continuation in volatility. Equity markets for example, have definitely priced in some euphoria as the daily case count begins to slow and we anticipate that […]

    Category: Navigating Uncertainty videos
    Publication date: 09.04.20
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    Scenarios for the outcomes of Covid-19

    At Cardano one of the most useful tools we use when thinking about portfolio construction is scenario analysis. That’s because we don’t know what the future holds but by trying to draw up several different reasonable scenarios, we can think through the likely economic implications of those different Scenarios. Today the most important driver of […]

    Category: Navigating Uncertainty videos
    Publication date: 08.04.20
  • Our IRM Simulation Tool

    PensionSim

    PensionSim allows you to experience real life scenarios and their impact on a pension scheme and its sponsor in a safe environment.

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    Contingency planning for pension schemes

    Brexit planning for trustees

    Our Brexit contingency planning guide helps trustees navigate covenant and investment steps they can take to protect their pension scheme.

    Read our guide
Your biggest questions answered

Cardano Asks

Is more regulation the answer, what’s the economy really for and can the Catholic Church help us end group-think? These are some of the questions we address in order to help all of us improve and make better decisions.

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Cardano Asks