Perspectives

In this approaching endgame differently video series, we outline the different types of pension scheme risks and how Cardano can help you deliver the right risk solution. 

While it’s true that many companies are currently enjoying record pension scheme surpluses, many other schemes are facing significant pension deficits and weaker covenants. As the cost of debt refinancing climbs, those problems will only intensify.

In this report, we explore private credit beyond income and towards impact. We discuss what is private credit, why private credit and what impact investing is in the context of private credit.

In our latest Covenant Quarterly, we discuss the Chancellor of the Exchequer’s first Mansion House speech. Following the recent market focus on pensions it was unsurprising that DB pension schemes featured at the heart of the speech. In the full article we provide the key takeaways for pension trustees.

For many UK pension schemes, the current macro-economic environment has brought their endgame into sharp focus. Whilst buyout is often seen to deliver the ‘gold standard’ of protection to members and, for many schemes remains a sensible option, trustees and their sponsors should take the opportunity to consider the alternative routes available. In this article, Adolfo Aponte, Managing Director at Cardano Advisory, explores the merits of buyout and how trustees can challenge herd mentality.

In our latest perspective piece, Michael McElligott and Hamish Reeves discuss the need for contingency planning and scenario testing as M&A starts to increase.

In this series of our bite-size videos, we consider how pension schemes and their stakeholders have been impacted by the rapid improvements in scheme funding resulting from the recent rise in gilt yields.

Sustainable investment has reached the main stage. So much so, that “ESG” has become a set of talking points for Republican hopefuls in the early stages of the US presidential election. ESG is a beast of our making and one that will only get noisier. Read more from Will Martindale after this year’s PLSA Investment Conference in Edinburgh.

Is our employer covenant robust and sustainable enough? That’s a question trustees of defined benefit (DB) pension schemes in Ireland should be asking on a regular basis. While this question is always relevant to DB pension schemes, recent regulatory changes have guided trustees to look at it more closely going forward. Michael McElligott, Director, shares his thoughts.

Everyone’s chatting about ChatGPT and the march of Artificial Intelligence (AI). But what do these technology advancements mean for the pensions industry? Felix Mantz, Director at Cardano Advisory, who leads our AI initiatives, shares his insights.