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Defined Contribution

We help Trustees and employers with defined contribution schemes (DC) make and implement their most important decisions about their long-term objectives and risk management. Circumstances vary from client to client, but our over arching objective is to improve financial performance and resilience significantly.


Whether for employers wishing to outsource to meet the auto-enrolment requirements or for Trustees wishing to invest their members’ money to protect members against an uncertain world our teams work with the employer and/or the Trustees to ensure that pension provision is fit for purpose and delivering good outcomes for members.

Defined Investment

We help Trustees of defined contribution schemes deliver to their members by getting the best out of their investments. Whether it is reviewing and setting your long-term objectives, designing your investment strategy or finding you the right investment managers we are here to help. We work hard with our clients to understand what matters to them and their members and design investment strategies that suit their ever changing needs and circumstances. Our philosophy of financial resilience is as important today for defined contribution investors as it has ever been.

NOW: Pensions

NOW: Pensions is a leading UK multi-employer master trust. Started in 2012, NOW: Pensions serves tens of thousands of employers and 1.8 million members from a wide range of sectors. Part of the Cardano Group, its mission is to help all members save for a better, more financially secure future.