Ralph is responsible for Cardano’s Defined Contribution business. He has spent over two decades working with institutions and individuals to help solve their financial, investment and risk management challenges. Prior to his time at Cardano, he was European Director of Consulting at Mercer Investment Consulting and the Senior Director in charge of Alexander Forbes Asset Consultants (South Africa). Ralph is a Fellow of the Institute and Faculty of Actuaries.
He graduated as a Bachelor of Economic Science from the University of the Witwatersrand.