Whilst insurers are exposed to the same array of risks as DB schemes, we expect them to be better placed to deal with the recent market turmoil than most pension schemes. Here we explain why.

Eyes are on investments and pension scheme liquidity, what does this mean from a covenant perspective? Here are four things trustees can be doing right now.

Pension risk transfer market: Entering unchartered territory. The UK pension risk transfer market is arriving at a unique juncture, driven by evolving supply and demand factors, regulatory change, and macroeconomic and capital market volatility. The impact on end game strategies could be far reaching.

A corporate transaction can have a material impact on the employer covenant, future funding plans and risks faced by a pension scheme. To help trustees navigate such events, we have produced three short videos for you to watch

ESG Perspectives: A 360° view of key ESG issues and opportunities for corporates in 2022. What does ESG really mean for corporates in 2022? We have teamed up with leading ESG advisors at Hogan Lovells, Georgeson and Kekst CNC to draw together our insights in a guide that provides a 360° response to this question, and to help clients respond holistically to the ESG issues and opportunities they currently face.

The Pensions Regulator (TPR) published its Annual Funding Statement (AFS) setting its expectations of trustees and sponsors for the year ahead. Covenant remains a key focus as trustees are encouraged to focus on current challenges and longer-term risks. Emily Goodridge and Nigel Sillis summarise the key points here.

Our model of influence comprises of three key forms of influence, based on how direct an impact these actions have. We believe investors should maximise their influence to achieve real-world sustainability impact.

Tim Denton, explains how setting you long-term objectives is key when planning ahead for your scheme’s end game.

Cardano’s Helen Prior explains cashflow matching and how to ensure your scheme has cash available to match beneficiary payments.

Steven Berkovi, explains how having a portfolio that is genuinely diversified between growth-seeking and defensive investments will keep your pension scheme investments in the sweet spot.

Climate change, and the world’s response to it, is expected to have a fundamental impact on sponsors across the globe. However, despite the eminent risks, the impact on the employer covenant is often not something that trustees are considering in detail.