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Services

We are a leading provider of covenant and related advisory services for defined benefit pension schemes. Over the years we have broadened our services as the market has evolved and we now have specialists in other related areas including corporate finance, journey planning, litigation, restructuring and risk transfer.

We have won many awards, most of which are for our covenant advisory services and more recently for innovation and thought leadership.

Working closely with trustees, sponsors, investors and other stakeholders across a wide range of sectors we provide innovative solutions to deliver safer financial futures.

  • Corporate and Capital Provider Advisory

    Over the last decade, the decisions made by corporates on how to manage their pensions risk have been material factors in creating (or eroding) shareholder value. At Cardano Advisory, we support sponsors and their capital providers navigate the ever changing regulatory and legislative landscape.

  • Covenant Risk Transfer

    As trustees progress in their de-risking journey, counterparty risk becomes a prevalent risk factor for trustees to manage. With our unique approach we enable trustees to directly compare insurers across a range of key risk factors, and we provide clear advice by cutting through the insurance industry jargon.

  • Employer Covenant Assessment and Monitoring

    The employer covenant is the ultimate support for the funding and investment risks faced by a pension scheme. Understanding the quality of this support and the risks associated with it is fundamental to fully integrated pension scheme risk management.

  • Environmental, Social and Governance

    Most sponsors will face challenges from ESG factors and climate change in particular. At Cardano Advisory, we are at the forefront of helping clients evaluate those risks. We have developed innovative offerings in this area to support trustees and sponsors with practical steps to help them meet this challenge.

  • Event Driven Advisory

    The speed and complexity of corporate transactions can challenge many trustee boards, and schemes are increasingly being caught in the public spotlight when big deals are announced. We help trustees to navigate this challenge and, ultimately, of securing great outcomes for members.

  • Integrated Risk Management

    IRM is deeply embedded in our approach to covenant, and we help trustees to understand how the employer covenant underpins investment and funding risks, as well as the correlation of the employer covenant to those risks

  • Regulatory Advisory & Litigation Support

    As the Pensions Regulator becomes more active in exercising its powers and seeks to engage more extensively with trustees, we are increasingly helping trustees and sponsors understand and respond to regulatory intervention, including providing expert witness advice.

  • Restructuring and Special Situations Group

    Restructuring a business with a DB pension scheme is complex. Our specialists with up-to-date knowledge of the changing regulatory landscapes will help you to deliver creative solutions which optimise outcomes for all stakeholders.