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Cardano Group

Founded in 2000, Cardano Group is a privately-owned, purpose-built risk and investment specialist, and a financial pioneer.

We are widely recognised as a market leader in the provision of specialised services to private-sector and collective pension schemes in the United Kingdom and the Netherlands. Our c. 350 professionals strive to deliver better and more secure financial outcomes: stability in an uncertain world.

The Renaissance man

Girolamo CardanoGirolamo Cardano (1501-1576) was an innovator and one of the most eccentric thinkers of the Renaissance.  He was the very essence of a polymath, making contributions to medicine, philosophy, astronomy, geology, theology and mathematics.

Cardano was best known for his scientific and mathematical discoveries.  Not only did he solve the cubic and quartic equations, he also invented and described mechanical devices including the combination lock, the cardan shaft and the gimbal.

We have a desire to innovate the financial world creating robust solutions in the areas of investment and risk management.

Despite the fact that we live in a world of uncertainty, we can create an environment in which we control our destiny within certain boundaries. Uncertainty is here to stay but we can mitigate the consequences of uncertain events. That was the Renaissance idea, including that of one of its first masters, Girolamo Cardano, and it is also our philosophy.

    Cardano in The UK

    Cardano UK

    Cardano UK is a specialist fiduciary manager focusing on improving pension schemes’ funding ratio and risk management.

    Cardano in The Netherlands

    Cardano NL

    Since 2000, Cardano has provided specialist risk management services to some of the largest institutional funds in the Netherlands with total assets under advice and management of over €115 billion (in NL and UK).

    Covenant Advice

    Lincoln Pensions

    Lincoln Pensions is an independent subsidiary of the Cardano Group, and was acquired in October 2016. Lincoln Pensions is the UK’s leading independent covenant advisor with a nationwide team of professionals with expertise in areas including covenant reviews, affordability analysis, scheme funding advice, corporate transactions, regulatory issues and counterparty assessments.

    Defined Contributions

    NOW: Pensions

    NOW: Pensions is a leading UK multi-employer master trust. Started in 2012, NOW: Pensions serve tens of thousands of employers and 1.7 million members from a wide range of sectors. Part of the Cardano Group, its mission is to help all members save for a better, more financially secure future.